Debt-payment comparison worksheet
Capture statement inputs and record both payoff methods using the same monthly payment budget.
Template updated October 24, 2026. Your entries stay in this page until you close or reload it; they are not saved or submitted. Download a blank CSV to keep a file, or use your browser's Print / Save as PDF command to preserve the filled page.
- Collect balances, annual rates, minimums, and due dates from current statements; use account nicknames.
- Use a separate budget to determine an extra amount after essentials and minimums.
- Enter up to three debts into the free comparison calculator, which adds the extra amount to minimums. Keep other debts budgeted separately.
- Record both estimated months and interest totals below. Use identical inputs; the worksheet CSV is a record, not a payoff simulator.
| Account nickname | Balance USD | Annual rate percent | Fixed minimum USD | Due date | Rate changes or fees | Snowball order | Avalanche order |
|---|---|---|---|---|---|---|---|
Keep completed worksheets secure. Use nicknames, not full identifiers. Funding Society does not receive these entries.